Is my husband being selfish or reasonable about his feelings towards life insurance?

80 a month is a bit high because you are not working. Is it a waist of money to have it right now. yes and no. ods of you dieing if you are healthy slim. but possible. I would find some type of coverage with a min of 10.000 thats enought to put you in the ground it wont be fancy but it will do the job if needed. when you get back to work again upgrade if you would like